facebook pixel

find a broker

Find a Broker

1-866-245-2779

Best car insurance, home insurance, and business insurance in North Sydney, Nova Scotia

Whether you’re searching for car insurance, boat insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in North Sydney, NS, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

Get an Insurance Quote Now!

What are you looking for today?

Why Choose Western

{banner_icon_1_text} icon

Compare Insurance Quotes for Free 
We shop across trusted providers to find you the best coverage.

reviews icon

Over 9,000 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

{banner_icon_2_text} icon

Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

{banner_icon_3_text} icon

Fast, Personalized Advice
Our local insurance experts understand your specific needs.

{banner_icon_2_text} icon

Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.

{banner_icon_2_text} icon

Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.

Get a Quote Today

Your local Canadian insurance broker in North Sydney, NS.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of Nova Scotia. 

Proudly Supporting the North Sydney Community

Located on the picturesque shores of Cape Breton Island, North Sydney, Nova Scotia, is a vibrant community known for its rich maritime history, bustling port, and welcoming atmosphere. As a key gateway for ferry connections to Newfoundland and Labrador, North Sydney blends a strong working harbor with a close-knit community spirit. If you call North Sydney home, like our team does, you likely enjoy its friendly neighborhoods, beautiful coastal views, and the supportive environment that makes this town a great place to live.

As a proud supporter of our charitable arm, the Western Communities Foundation, your North Sydney branch is dedicated to supporting local causes and community initiatives that enrich our region.

You can count on us to help you find the right car insurance, home insurance, business insurance, and more. We understand the unique needs of our North Sydney neighbours and are committed to providing personalized insurance solutions. Our experienced team here in North Sydney will work closely with you to design coverage that fits your lifestyle - today and as your needs evolve!

Western Financial Group is a proud member of the Insurance Brokers Association of Nova Scotia. 

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

Top North Sydney Insurance FAQs

Is car insurance mandatory in North Sydney, NS?

Yes. All vehicles driven on public roads in Canada must have valid car insurance, specifically third-party liability coverage. All drivers should hold a valid driver’s license, too. Even if you fully own the car, you are legally required to have car insurance in Nova Scotia.

Is Novia Scotia a no-fault province?

Yes, Nova Scotia uses a no-fault system for car insurance. This means that no matter who is at fault in an accident, you will be dealing with your own insurance provider for the claims process. 

Can I buy car insurance from any company in Nova Scotia

Yes, car insurance is privately provided in Nova Scotia, which allows you to shop around and compare prices between different providers. As an insurance broker, Western can do that work for you to find the best possible deals for your specific situation, taking into account your age, driving history, car make/model, and more. 

What happens if I drive without car insurance in North Sydney?

It’s illegal to drive without car insurance in Canada, so you’ll be facing penalties including immediate suspension of your driver’s license, potential fines (currently at $1,250 for a first offense in NS), and even possible vehicle impoundment. Always have your car insurance up to date!

How are car insurance rates set up in North Sydney?

Your car insurance rate can vary quite a bit depending on the provider you choose and your own personal situation, which is why Western is here to help you compare options and get the best possible coverage. Car insurance providers in Nova Scotia look at your age, driving record, vehicle type and usage, where you live, your claims history, and more to give you a personalized rate. 

Is home insurance mandatory in North Sydney, NS?

No, home insurance is not required by law in Canada. However, if you have a mortgage, your lender will almost certainly require you to have home insurance. Besides, we highly recommend that you protect one of your biggest investments! 

What does home insurance usually cover in Novia Scotia?

Typically, your home insurance will include dwelling coverage (protecting the structure itself), personal property coverage (belongings inside the home), and liability coverage (protection if someone is injured on your property). Standard policies in Nova Scotia cover fire, theft, some kinds of water damage, wind, and vandalism – home insurance is a must! 

What types of home insurance are available in Nova Scotia?

Cost and coverage varies quite a bit depending on your unique home, which is why it’s a good idea to speak to one of our insurance experts about your situation. Some different home insurance types include:

  • Standard homeowner’s insurance
  • Condo insurance
  • Tenant (renter’s) insurance
  • Rental property insurance
  • Cottage/cabin insurance
  • Mobile home insurance
  • Tiny home insurance

Does my North Sydney home insurance cover everything?

It depends on the optional coverages you’ve added on. We can help you check your coverage and understand your needs. Usually, home insurance doesn’t automatically cover flooding, earthquakes, wear and tear, or basic maintenance. You may also need to talk to an insurance expert to make sure all valuables in your home are covered, like jewelry or collectibles.

 

Broker Information

North Sydney, Nova Scotia

Reviews: 4.4

Contact Branch
902-794-8000
NorthSydney@westernfg.ca

Location
180 Commercial Street North Sydney, NS B2A 3M3

Hours

Mon-Fri: 8:30am - 4:30pm

Your Trusted Insurance Broker in North Sydney, Nova Scotia