Broker Information
Richmond, British Columbia
Reviews: 4.8
Contact Branch
844-802-7607
Cambie-Insurance@westerncoast.ca
Location
11911 Cambie Rd, Richmond, BC V6X 1L6
Hours
Mon-Sat: 9:00am - 5:00pm
Fri: 9:00am - 6:00pm
Sun: Closed
Car · Home · Business
Best Insurance Broker in Richmond (Cambie Rd) BC
Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, boat insurance, or life insurance, we are your trusted local experts in Richmond, BC with over 100 years of experience. As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you.
100% Canadian Owned
Serving Customers since 1905
13,000+ Reviews Across Western | 4.5
Your Trusted Insurance Broker in Richmond, BC
2026-03-05
Ann was excellent to work with when renewing the insurance for my rental property. She was professional, knowledgeable, and very responsive throughout the process. She explained everything clearly and made the renewal quick and easy. I really appreciate her help and would highly recommend Ann and the team there to anyone looking for a reliable and helpful insurance agent. Shino the manager there has assembled a top notch group.
Richmond - BC
2026-03-05
Dealt with Ann. I've been using their services now for the last 15 years. Always a pleasure I ensure my motorcycle and my vehicle there every year! Very understanding and full of information. Thanks Ann
Richmond - BC
2026-01-10
I had a great experience working with my insurance agent Fion Ting. She were professional, friendly, and very responsive, which made the whole process smooth and stress-free. Everything was explained clearly, and I really appreciated how quickly she handled my questions. Highly recommended
Richmond - BC
Why Choose Western
Compare Insurance Quotes for Free
We shop across trusted providers to find you the best personal or commercial insurance coverage.
Serving Canadians Since 1905
Over a century of experience delivering trusted insurance solutions.
Fast, Personalized Advice From Experts
Our local insurance experts understand your specific needs.
Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.
Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.
Your local Canadian insurance broker in Richmond, BC.
At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:
- Car Insurance – Protect your vehicle with affordable and reliable coverage.
- Home Insurance – Secure your home and belongings from unexpected events.
- Boat Insurance – Stay protected while enjoying life on the water.
- Business Insurance – Safeguard your business operations with tailored policies.
- Farm Insurance – Coverage to protect your farm, equipment, and livestock.
- Life Insurance – Plan for the future and protect your family’s financial security.
We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia.
Proudly Supporting the Richmond Community
The city of Richmond, British Columbia is another Metro Vancouver member municipality. An important destination in the Lower Mainland, Richmond is home to the Vancouver International Airport. Don’t miss English Bay, the Museum of Anthropology and the Richmond Olympic Oval.
Your Western Coast Insurance Services Cambie (Richmond) branch offers car and truck insurance, home insurance, business insurance and boat insurance. We access many other products as well.
A supporter of our Western Communities Foundation, we’ve donated over $20,000 to the South Arm Community Centre, Homma Elementary School and Cambie Community Centre.
As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Richmond, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.
At our Richmond branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.
Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia.
Comparing Insurance Options Across Canada
Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.
Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
What do I need to know about car insurance in Richmond, B.C?
It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.
Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.
If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.
If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.
What do I need to know about home insurance in Richmond, B.C?
Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.
Home insurance helps you protect against: Theft, Fire, Third- party “slip and fall” accidents, Vandalism.
You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.
- Dwelling coverage helps cover the cost of repairing or rebuilding your home.
- Personal property coverage helps replace personal property like electronics and furniture.
- Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.
What do I need to know about boat insurance in Richmond, B.C.?
When you get BC boat insurance, it protects your boat and its motor, boating equipment, and boating accessories like lifejackets, GPS, depth sounders, and many other items.
Without marine insurance in British Columbia, you will be responsible for paying out of pocket for any lawsuits or legal fees, damages to another person’s boat, and uninsured medical costs. While boat insurance isn’t legally required in B.C., can you afford to be without it?
Your lender may require that your B.C. boat has insurance and many marinas require liability insurance for mooring and docking.
How much boat liability insurance is needed in British Columbia?
It’s recommended that you have $3 million or more in boat liability insurance coverage as part of your marine insurance policy to protect yourself as a B.C. boat owner. It helps cover such things as legal fees and uninsured medical bills, which can be expensive without boat insurance.
What are the 3 main types of boat insurance in British Columbia?
Liability insurance
Liability insurance helps financially protect you if you are responsible for causing injury or death to others or damaging someone else’s property while operating your B.C. boat. It’s designed to protect you against lawsuits related to incidents for which you are legally responsible when operating your boat. $3 million is the recommended amount of liability insurance.
All-risk B.C. boat insurance
All-risk marine insurance provides broad protection for your B.C. boat by covering any loss or damage unless it’s specifically excluded your boat insurance policy. This makes it the most comprehensive type of coverage available for recreational boats.
Hull and machinery (Property/Collision Coverage)
Hull and machinery insurance protects against physical damage to your B.C. boat, including collision with other boats or objects, and may also cover equipment attached to the boat.
Western Proudly Supports Our Canadian Communities
At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Richmond and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.
Western Communities Foundation Supports BC Wildfire Relief
August 19, 2026