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Best car insurance, home insurance, and business insurance in Elkford, British Columbia

Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Victoria (Eagle Creek), BC, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

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Why Choose Western

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We shop across trusted providers to find you the best coverage.

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Over 7,611 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Our local insurance experts understand your specific needs.

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Your local Canadian experts in car insurance, home insurance, and business insurance in Elkford, BC.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Elkford Community

Elkford, a municipality in southeastern British Columbia, supports approximately 2,500 residents and is known for its outdoor opportunities as well as its history with both surface and underground coal mines. Don’t miss the Elk Lakes Provincial Park, Height of the Rockies Provincial Park and outdoor adventure on Mount Joffre. Your trip to Elkford British Columbia starts at the Elkford Visitor Centre.

As your Elkford insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products.

A supporter of our Western Communities Foundation charity, we’ve donated over $18,000 to Elkford Arts Council Society, Elkford Search and Rescue Team and Elkford Food Bank etc.

At Western’s Elkford brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change. We are dedicated to helping you find the right insurance in Elkford, British Columbia.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Elkford, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Elkford, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Your Trusted Insurance Broker in Elkford, BC

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2024-02-22

Blair Kochanski was very helpful in walking me through the process after having a minor accident

Anne Mulligan
Petawawa - ON

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2024-02-22

Blair Kochanski was very helpful in walking me through the process after having a minor accident

Anne Mulligan
Petawawa - BC

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2023-09-22

Connie MacCosham was exceptional as we called her on a Friday morning needing tenants insurance for the following Monday! She was kind, calm, answered all of our questions and made sure we got the best deal. If she didn't have such a quick turn around, we might have had to postpone our March In. I felt heard and most importantly in my situation, not judged, even though we were so last minute. Thanks Connie!

Vanessa Rouleau
Petawawa - BC

 

Broker Information

Elkford, British Columbia

Reviews: 4.7

Contact Branch
250-865-2261
Elkford@westernfg.ca

Location
814 Michel Rd, Elkford, BC V0B 1H0

Hours

Mon-Fri: 9:00am - 5:00pm