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Car insurance, home insurance, and business insurance in Fernie, British Columbia

Welcome to your Western Financial Group Drumheller insurance brokerage. Whether you’re looking for car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Drumheller.

Reviews: 4.4

Contact Branch: 250-423-6831

Email: Fernie@westernfg.ca

Location: 691B 2 Ave, Fernie, BC V0B 1M0

Hours:

Mon,Tue,Wed,Fri: 8:30am - 5:00pm
Thurs: 8:30am - 6:00pm
Sat: 9:00am - 5:00pm
Sun: Closed

Get an Insurance Quote Now!

Reviews: 4.4

Contact Branch: 250-423-6831

Email: Fernie@westernfg.ca

Location: 691B 2 Ave, Fernie, BC V0B 1M0

Hours:

Mon,Tue,Wed,Fri: 8:30am - 5:00pm
Thurs: 8:30am - 6:00pm
Sat: 9:00am - 5:00pm
Sun: Closed

Why Choose Western?

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Compare Insurance Quotes for Free 
We shop across trusted providers to find you the best coverage.

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Over 7,500 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Fast, Personalized Advice
Our local insurance experts understand your specific needs.

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Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.

Get a Quote Today

Welcome to your Western Financial Group Drumheller insurance brokerage. Whether you’re looking for car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Drumheller.

Look no further if you’re needing ICBC renewals, home insurance, or business insurance in Fernie.

The city of Fernie in southeastern British Columbia supports approximately 5,249 residents.

As your Fernie insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products.

A supporter of our Western Communities Foundation charity, we’ve donated over $30,000 to the Canadian Avalanche Rescue Dog Association, Fernie Women’s Resource Centre, Tom Uphill Manor and the Emily Brydon Youth Foundation.

Don’t miss the Fernie Alpine Resort, Fernie Museum, Fairy Creek Falls and Mount Fernie Provincial Park.

Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance.

We are dedicated to helping you find the right insurance in Fernie, British Columbia.

At Western’s Fernie brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Speak to your local Life Insurance Expert, Hanna Sommerfeldt.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Fernie, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Fernie, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Setting the Standard in Insurance Broker Service

     

Xann Hillman was very patient and thorough in walking us through obtaining our drivers licenses and registering and insuring our vehicles as we moved to to BC. Thank you.

Daryl N.

     

Excellent service at the Fernie Branch in handling a complicated issue. Dawson and her co-workers went out of their way to help me. Very impressive! 

Jess E.

     

So happy with my experience. Special thanks to Ashley who was super helpful and very fast in responding to our needs! Really appreciate your efficient work and your kind attitude. Thank you, once again.

Rainer W.