100% Canadian Owned
13,000+ Reviews Across Western | 4.5
2026-07-03
I was able to renew my car insurance quickly and easily from home. I was assisted by Ginder Mushiana, who was not only helpful but also professional and engaging to talk to.
Surrey - BC
2026-04-21
Ginder was a very kind lady. Even though we arrived right at the end of her working hours, she still handled the ownership transfer patiently and professionally. Thank you!
Surrey - BC
2026-03-25
Joanne was helpful and fast to interact with. I recently retired so I wished to update my insurance needs on my car. I look forward to renewing with her in June!
Surrey - BC
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Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.
At Western Financial Group, we’re dedicated to helping you find the best insurance coverage at the best rates. Whether you're safeguarding your family home, protecting your business, or keeping your vehicle covered on the road, we offer a wide range of insurance solutions tailored to your needs.
We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia.
For over 150 years, we’ve been proud to support the communities we serve, and that includes the vibrant Grandview Corners area of Surrey. Whether it’s partnering with local Surrey sports teams, contributing to neighbourhood events, or supporting community initiatives across Grandview Heights and South Surrey, we’re committed to helping build a strong, resilient community
A supporter of our Western Communities Foundation, we’ve donated over $19,000 to the Peace Arch Emergency Room, Community Women’s Centre and the Surrey School Division etc.
We are dedicated to serving you the right insurance in Surrey, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.
At our Surrey Grandview Corners branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.
Getting started is easy. To help us find your best rate, be prepared to share:
Most customers are connected with an advisor within minutes, ensuring a fast and stress-free experience from start to finish.
Visit us in-branch, call 1-866-860-1958, or submit a quote request today and get connected in minutes!
A: At Western Financial Group, our insurance brokers help you compare insurance options right here in Surrey, in BC, and across Canada, making it easier to find the right protection at the right price.
Instead of navigating multiple insurance providers on your own, our experts do the detailed work for you.
When you work with a Western broker, we review coverage options from many of Canada’s leading insurers, including:
By accessing multiple insurers, we help you find a policy that fits your budget and aligns with your unique coverage needs.
Navigating BC insurance on your own can be time-consuming and it’s easy to miss out on valuable savings or important coverage. Western’s brokers:
Whether you’re protecting your home, business, farm, or vehicle, comparing insurance options across Canada is the smartest way to get the best value. Western’s insurance brokers make the process simple by analyzing providers, coverage types, benefits, and price differences, so you can make a confident, informed choice.
Home insurance in Surrey varies significantly because neighbourhoods differ in elevation, crime rates, home age, and exposure to water and weather risks. Across the city, annual premiums typically range from $1,000 to over $7,000 per year, depending on your home's value, construction type, and coverage selections. Rates may be higher in areas with increased water-related risks or higher property crime.
Grandview Corners is part of the rapidly expanding South Surrey region, known for new master-planned communities, higher-value detached homes, and rising rebuild costs. Local weather patterns, heavy rainfall, drainage challenges, and regional earthquake exposure are important factors to consider when selecting home insurance in this area.
Because many South Surrey homes have higher rebuild values, it is often recommended to include guaranteed replacement cost coverage as well as strong liability protection. Grandview Corners is also near low-lying areas that can experience runoff and drainage issues, making sewer backup and overland water protection valuable additions for many homeowners.
If you would like help comparing policies tailored to Grandview Corners and South Surrey’s unique risk profile, we can guide you through all available options from leading BC insurers.
Typical premiums in Surrey range from $1,100 to $1,900+ per year, depending on home value, age, risk exposure, and proximity to water systems or drainage infrastructure. Severe weather events across BC and Canada, such as wildfires and flooding, continue to influence insurance pricing and have contributed to rising premiums.
Most standard home insurance policies exclude:
With recent severe wildfire and weather seasons causing significant insured losses across Canada, understanding these exclusions is increasingly important for Surrey homeowners.
When applying for home insurance in Surrey, you will typically need to provide details about your property, including its age, construction materials, square footage, and any safety features installed (such as monitored alarm systems, sump pumps, backwater valves, or updated electrical or plumbing systems). Insurers will also review your claims history and may ask about any past water damage, fire losses, or liability claims.
Contact us and we will walk you through the exact coverage your Surrey home needs. Whether you live in Grandview Heights, Morgan Heights, Clayton Heights, Fleetwood, Newton, Cloverdale, Guildford, South Surrey, or City Centre, we can help you compare quotes from multiple BC insurers and build a policy that fits your home and risk factors.
In British Columbia, Basic Autoplan from ICBC is mandatory for all drivers. It includes third-party liability, accident benefits, underinsured motorist protection, and basic vehicle damage coverage, each with minimum limits of $200,000.
Optional coverages such as collision, comprehensive, extended third-party liability, and loss of use can be purchased through ICBC or through an insurance broker like Western, where we compare options from multiple providers to find competitive rates.
Drivers in the Grandview Corners area frequently use major routes such as Highway 99 and 24 Avenue. With high traffic volumes around Grandview Corners and Morgan Crossing, many residents choose additional protection including collision and comprehensive coverage.
The average auto insurance premium in Surrey typically ranges from $1,500 to $2,000 per year. Rates vary depending on your vehicle, driving record, optional coverages, and other factors. New drivers often pay over $3,000 annually, while experienced drivers tend to pay closer to the BC average.
Here are several ways to lower your insurance premiums:
BC requires all drivers to carry Basic Autoplan, which includes:
No. Driving without valid ICBC insurance is illegal in BC and can result in fines, penalties, and even vehicle impoundment. All registered vehicles must carry Basic Autoplan.
Under ICBC’s system, if another driver is fully at fault, you usually do not pay your collision deductible, as long as you have optional collision coverage. Basic Autoplan covers injury-related expenses regardless of fault, but damage to your own vehicle requires optional collision coverage for deductible waivers to apply.
At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Grandview Corners and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.
August 19, 2026
