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Western Financial Group offices will be closed Monday, February 17 in observance of Family Day. We will reopen on Tuesday, February 18. For emergency claims, please call 1-877-599-7299.

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ICBC Autoplan

Ready to renew your ICBC insurance online? Skip the lineup and renew your ICBC Autoplan quickly with help from a licensed BC broker.

Start Your ICBC Renewal
ICBC Autoplan

Ready to renew your ICBC insurance online? Skip the lineup and renew quickly with help from a licensed BC broker.

Start Your ICBC Renewal

Best Insurance Broker in Mill Bay, British Columbia

ICBC renewals & car insurance, business insurance, home insurance and more!

When it comes to protecting what matters most, our Mill Bay insurance insurance brokers are here to help. Whether you’re searching for car insurance, truck insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Mill Bay, BC. As brokers for Canada’s most trusted insurers, we do all the heavy lifting for you, ensuring you get the right insurance coverage at competitive rates tailored to your needs.

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Select a product below to compare insurance quotes in Mill Bay.

Why Choose Western

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Compare Insurance Quotes for Free 
We shop across trusted providers to find you the best personal or commercial insurance coverage.

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13,000+ Reviews | 4.5 Stars

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Fast, Personalized Advice From Experts
Our local insurance experts understand your specific needs.

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Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.

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Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.

Get a Quote

Look no further if you’re needing ICBC renewals, home insurance, or business insurance in Mill Bay.

The town of Mill Bay is located north of British Columbia’s capital city Victoria on Vancouver Island.

Your Western Coast Insurance Services Mill Bay branch offers car and truck insurance, home insurance, business insurance and boat insurance. We access many other products as well.

Via our Western Communities Foundation, we’ve donated over $10,000 to Shawnigan Pavilion Community Park, South Cowichan Community Policing and Cowichan Search and Rescue etc.

Don’t miss Bamberton Provincial Park, the scenic Saanich Inlet and the beautiful Mill Bay marina.

Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for motorcycle insurance, RV insurance and boat insurance etc.

As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Mill Bay, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.

At our Mill Bay branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

You’re at home with Western Coast Insurance Services.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Mill Bay, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Mill Bay, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Western Proudly Supports Our Canadian Communities

At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Mill Bay and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.

Western's Winnipeg Team Volunteers at Children's Hospital Book Market

  May 12, 2026

Western's Lloydminster Branches Present $5,000 Community Infrastructure Grant

  May 12, 2026

Wainwright Team Raises over $4600 for Edgerton Public Library!

  May 12, 2026

 

Broker Information

Mill Bay, British Columbia

Reviews: 4.1

Contact Branch
844-802-7617
MillBay-Insurance@westerncoast.ca

Location
2734a Barry Rd, Mill Bay, BC V8H 1A9

Hours

Mon-Sat: 9:00am - 5:00pm

Drivers Licensing:
Mon-Sat: 9:00am-4:30pm. Testing ends at 3:30pm

Your Trusted Insurance Broker in Mill Bay, BC

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2026-03-04

Chandra nukala I love this insurance guy he is respectful and really helpful 5 stars on that worker

Mill Bay - BC

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2025-09-30

Sheri was the very best to deal with. She is so good she had me in and out faster than I've ever had my insurance done ever. I highly recommend going to see her.

Mill Bay - BC

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2025-09-26

This branch was able to transfer our out of province licenses and get us insured with ICBC. The staff were knowledgeable and kind.

Mill Bay - BC