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ICBC renewal and home insurance in
Mill Bay, British Columbia

Welcome to your Western Coast Insurance Services Mill Bay insurance branch. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, motorcycle insurance or boat insurance, we’re your licensed experts on Vancouver Island and the Lower Mainland.

Get a Quote

Call 844-802-7617

Reviews: 4.1

Location: 2734a Barry Rd, Mill Bay, BC V8H 1A9

Hours:

Mon-Thur,Sat: 9:00am - 5:00pm
Fri: 9:00am - 6:00pm
Sun: Closed

Email: MillBay-Insurance@westerncoast.ca

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Reviews: 4.1

Location: 2734a Barry Rd, Mill Bay, BC V8H 1A9

Hours:

Mon-Thur,Sat: 9:00am - 5:00pm
Fri: 9:00am - 6:00pm
Sun: Closed

Email: MillBay-Insurance@westerncoast.ca

british columbia coastal highway

Welcome to your Western Coast Insurance Services Mill Bay insurance branch. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, motorcycle insurance or boat insurance, we’re your licensed experts on Vancouver Island and the Lower Mainland.

Look no further if you’re needing ICBC renewals, car and truck insurance today.

The town of Mill Bay is located north of British Columbia’s capital city Victoria on Vancouver Island.

Your Western Coast Insurance Services Mill Bay branch offers car and truck insurance, home insurance, business insurance and boat insurance. We access many other products as well.

Via our Western Communities Foundation, we’ve donated over $10,000 to Shawnigan Pavilion Community Park, South Cowichan Community Policing and Cowichan Search and Rescue etc.

Don’t miss Bamberton Provincial Park, the scenic Saanich Inlet and the beautiful Mill Bay marina.

Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for motorcycle insurance, RV insurance and boat insurance etc.

As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Mill Bay, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.

At our Mill Bay branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

You’re at home with Western Coast Insurance Services.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Insurance brokers find the best insurance package at the right price.

Our Insurance Brokers save you time and stress by hand-selecting the best insurance quotes across different providers to match your specific needs. After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

Learn more about how insurance brokers compare rates across Canada

What do I need to know about car insurance in Mill Bay, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Mill Bay, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Setting the Standard in Insurance Broker Service

     

Dealing with Western Financial for at least 20 years. Competent, competitive. Handles claims very professionally.

Frank F.

     

Jessica was very professional, courteous and knowledgeable when helping me with a unique Autoplan application I made for my antique car.

Roy C.

     

Last week I had the pleasure of dealing with a very kind and patient lady named Meghann in the Mill Bay branch. She made a very stressful time a lot easier. Thank you for your time and patience and hopefully we can do business again. Have a wonderful day.

Eileen L.