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Best ICBC renewal, business insurance, and home insurance in Richmond, BC

Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Richmond, BC, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

Reviews: 4.5

Contact Branch: 844-802-7620

Email: Richmond-Insurance@westerncoast.ca

Location: 6253 Number 3 Rd, Richmond, BC V6Y 2B5

Hours:

Mon-Sat: 9:00am - 5:00pm
Tue-Fri: 9:00am - 6:00pm 

Get an Insurance Quote Now!

What are you looking for today?

Reviews: 4.5

Contact Branch: 844-802-7620

Email: Richmond-Insurance@westerncoast.ca

Location: 6253 Number 3 Rd, Richmond, BC V6Y 2B5

Hours:

Mon-Sat: 9:00am - 5:00pm
Tue-Fri: 9:00am - 6:00pm 

Why Choose Western?

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Compare Insurance Quotes for Free 
We shop across trusted providers to find you the best coverage.

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Over 7,500 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Fast, Personalized Advice
Our local insurance experts understand your specific needs.

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Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.

Get a Quote Today

Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Richmond, BC, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

Your local Canadian experts in ICBC renewals and car insurance, home insurance, and business insurance in Richmond, BC.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Richmond Community

The city of Richmond in British Columbia is another Metro Vancouver member municipality. An important destination in the Lower Mainland, Richmond is home to the Vancouver International Airport.

Your Western Coast Insurance Services Richmond Centre branch offers car and truck insurance, home insurance, business insurance and boat insurance. We access many other products as well.

A supporter of our Western Communities Foundation, we’ve donated over $7,000 to local iniatives like the Samuel Brughouse School, Grauer Elementary School, RAPS and the Richmond Mental Health Society.

Don’t miss English Bay, the Museum of Anthropology and the Richmond Olympic Oval. 

As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Richmond, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.

At our Richmond branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

You’re at home with Western Coast Insurance Services.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Richmond, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Richmond, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Your Trusted Insurance Broker in Richmond, BC

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6 months ago

Janice was the one who helped me for my new car insurance. She was great at her job, patiently answered my all question and helped to get my insurance done.

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Richmond

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7 months ago

Jayrus Jacinto is THE BEST! He’s always been super helpful, knowledgeable, polite, and has an extremely pleasant demeanour. Please give him a raise, a company vehicle, and a promotion. He deserves it 10000%. THANK YOU, Jayrus for all you do. I can tell you truly care for the people you help.

Jahaziel M
Richmond

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a year ago

Janice was awesome. Friendly and efficient. Informative and clear. She did a lot of legwork, where other insurance agents, and agencies, just handed me some papers and told me to come back. She also saved me a fair chunk of change, even though, again, other agencies told me I had the minimum I had requested. And kudos to this Western Coast office, as another client was in great need for help, advice and assurances. They spent a lot of time with that person/client, involving several agents. All I know is that they were working on whatever the need or issue and that they didn't try to summarily dismiss the person or try to hurry up and get to the next. I walked away, knowing I am now transferring all insurance needs to Janice's care when renewels next come up.

Anthony
Richmond