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ICBC renewal and home insurance in
Sparwood, BC

Welcome to your Western Financial Group Sparwood insurance brokerage. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Sparwood, British Columbia.

Reviews: 4.6

Contact Branch: 250-425-6634

Email: Sparwood@westernfg.ca

Location: 110 Centennial Square, Sparwood, BC V0B 2G0

Hours:

Mon-Fri: 8:30am - 5:00pm
Sat: 10:00am - 2:00pm 
Sun: Closed

Get an Insurance Quote Now!

Reviews: 4.6

Contact Branch: 250-425-6634

Email: Sparwood@westernfg.ca

Location: 110 Centennial Square, Sparwood, BC V0B 2G0

Hours:

Mon-Fri: 8:30am - 5:00pm
Sat: 10:00am - 2:00pm 
Sun: Closed

Why Choose Western?

  • Save Time - Let us simplify your insurance experience. We do the work for you!
  • Expert Advice - Our experts provide personalized coverage plans for your needs.
  • Best Value - We search for the best rates, so you don’t have to.

Get an Insurance Quote Today

Welcome to your Western Financial Group Sparwood insurance brokerage. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Sparwood, British Columbia.

Look no further if you’re needing ICBC renewals, car and truck insurance today.

Sparwood is a district municipality in British Columbia on the nearby Elk River with 3,784 residents. This community has a proud tradition of not only underground coal mining, but also today’s surface mines.

As your Sparwood insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products.

A supporter of our Western Communities Foundation , we’ve donated over $28,000 to Sparwood Secondary School, Elk Valley Seniors Housing Society and Sparwood Search and Rescue etc.

Don’t miss the world’s largest tandem axle truck, the Elk River Trail and Elk River Provincial Park.

Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance.

We are dedicated to helping you find the right insurance in Sparwood, British Columbia.

At Western’s Sparwood brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Insurance brokers find the best insurance package at the right price.

Our Insurance Brokers save you time and stress by hand-selecting the best insurance quotes across different providers to match your specific needs. After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

Learn more about how insurance brokers compare rates across Canada

What do I need to know about car insurance in Sparwood, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Sparwood, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Setting the Standard in Insurance Broker Service

     

Candy is absolutely amazing. There was an error with ICBC and she went out of her way to help. I was really stressed out and have nothing but gratitude for the way she handled the situation. I highly recommend this insurance brokerage, and once again I am so thankful for Candy !

Allie B.

     

Kara was absolutely amazing!! I had an insurance emergency and she stayed late to help us figure it out! She was patient, kind and understanding!! I cannot thank her enough! Such an amazing person!

Angela F.

     

Great costumer service and very efficient. Gail has helped me a lot with all my paper work, always explaining me everything and always being patient to clarify my questions.

Isidro E.