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Best car insurance, home insurance, and business insurance in Richmond, British Columbia

Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Richmond (Steveston), BC, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

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Why Choose Western

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We shop across trusted providers to find you the best coverage.

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Over 8,000 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Our local insurance experts understand your specific needs.

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Your local Canadian insurance broker in Richmond (Steveston), BC.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Richmond Community

Richmond, British Columbia is the fourth largest city in the province and exists as another important Metro Vancouver member municipality. Richmond is also home to the Vancouver International Airport. Don’t miss Pacific Spirit Regional Park, Nitobe Memorial Garden and great eats on the Dumpling Trail.

Your Western Coast Insurance Services Steveston (Richmond) branch offers car and truck insurance, home insurance, business insurance and boat insurance. We access many other products as well.

A supporter of our Western Communities Foundation, we’ve donated over $13,000 to Richmond Family Place, Richmond Secondary School and the Richmond Gives Project etc.

Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance. We are dedicated to helping you find the right insurance in Richmond, British Columbia.

As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Richmond, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Richmond, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Richmond, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

 

Broker Information

Richmond, British Columbia

Reviews: 4.8

Contact Branch
844-802-7625
StevestonInsurance@westerncoast.ca

Location
3960 Chatham St #100, Richmond, BC V7E 2Z5

Hours

Mon-Sat: 9:00am - 5:00pm
Fri: 9:00am - 6:00pm

Your Trusted Insurance Broker in Richmond, BC

one_star.png one_star.png one_star.png one_star.png one_star.png 4.5 Stars

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2025-05-06

Excellent help from Kelly Wong and her associate. We were transferring 2 cars from my brothers estate one had been parked since 1991. They were very understanding and patient.

Anita McKie
Richmond - BC

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2025-03-18

I have been coming to Western Coast insurance for years!!! The staff is incredibly polite, professional, and efficient. They take the time to explain my options clearly and make the entire process smooth and stress-free. I truly appreciated their patience and willingness to help with all my questions!!! P.S. Apologies for taking so long to write this review.

Gingeraki
Richmond - BC

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2025-01-18

Western Coast Insurance and Sherry are awesome, Sherry is my go to person when I have car insurance needs or questions. She was professional, knowledgeable and incredibly helpful. I could not be happier with the exceptional service she provided.

Jason Gu
Richmond - BC