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ICBC renewal, home insurance, and business insurance in Terrace, BC

Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Terrace, BC, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

Get an Insurance Quote Now!

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Why Choose Western

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Compare Insurance Quotes for Free 
We shop across trusted providers to find you the best coverage.

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Over 8,000 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Fast, Personalized Advice
Our local insurance experts understand your specific needs.

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Get covered fast with hassle-free, same-day insurance solutions.

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Your local Canadian insurance experts in Terrace, BC.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Terrace Community

The city of Terrace in British Columbia supports approximately 12,000 residents and is located on the Skeena River, which is the ancestral home of the Tsimshian Nation. Outdoor activities in the region remain a huge economic booster in both winter and summer seasons.

As your Terrace insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products.

A proud supporter of our Western Communities Foundation charity, we’ve donated over $6,000 to the Kimmunity Angel Society and Dr R.E.M. Lee Hospital Foundation etc.

Don’t miss Lakelse Provincial Park, Kleanza Creek Provincial Park, Kitsumkalum Provincial Park, the Heritage Park Museum, the Skeena Valley Farmers Market and skiing and outdoor opportunities.

Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance.

We are dedicated to helping you find the right insurance in Terrace, British Columbia.

At Western’s Terrace brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and customize a policy that fits your needs.

Living in Terrace? Here's Everything You Need To Know About...

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Terrace, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Terrace, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Your Trusted Insurance Broker in Terrace, BC

     

Great service from Jesse today! He was thorough, friendly and efficient. Very personable and knowledgeable. Best experience I've had at Westerns Financial yet.

Amanda H.

     

Emma Perrin was an absolute delight to deal with today. She was dialled in and helped out the transaction like a pro. Thanks Emma!

Nate T.

     

Extremely friendly, helpful and quick staff! Definitely recommend getting your insurance renewed/changed here.

Izik V.

 

Broker Information

Terrace, BC

Reviews: 4.9

Contact Branch
250-635-5232
Terrace@westernfg.ca

Location
4635 Greig Ave, Terrace, BC V8G 5P9

Hours

Mon-Fri: 9:00am - 6:00pm
Sat: 9:00am - 5:00pm