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Look no further if you’re needing ICBC renewals, car and truck insurance today.

West Kelowna, a city in the Okanagan region of British Columbia, supports approximately 32,660 people.

Your West Kelowna brokerage team can offer you policies for car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products and are dedicated to helping you find the best insurance in West Kelowna.

Look no further if you’re needing car and truck insurance today. When it comes to home insurance and business insurance, we offer the right protection. Our experts are also your trusted source for farm insurance and life insurance.

At Western’s Kelowna brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Over 6,235 5-Star Reviews

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Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia

What do I need to know about car insurance in Kelowna, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Kelowna, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Setting the Standard in Insurance Broker Service

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Greg

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I’ve been working though what I feel is a pretty unique situation where I bought a boat and trailer from an individual that imported it into canada 14 years ago. Although they imported it properly they never followed through and had the boat trailer registered. I knew all of this before buying it. Danielle at Western has been absolutely incredible with helping me work through this situation contacting different government agencies and such. She has gone above AND beyond!!  I highly recommend this office and more specifically Danielle if you want true customer service. Thank you Danielle!

Keenan D.

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Agent Cynthia R was very lovely to receive service from . She was very thorough and did all she could to make sure my insurance was handled. I will be coming back again to this location for my business needs.

Hayley P.

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Shout out to Danielle & Lindsay for providing excellent customer service. They went above & beyond to help me with my auto / home insurance. Will keep coming back to this office.