100% Canadian Owned
13,000+ Reviews Across Western | 4.5
2026-02-24
Rrahul’s service was excellent. He was very professional and pleasant, and helped me renew my insurance quick and easy. I always receive great service here, I highly recommend it.
Victoria - BC
2026-02-17
Had a really great experience with Rrahul! He explained everything clearly and calmly, made all the differences easy to understand, and answered all my questions. He even managed to get me a better insurance rate than I expected. Super happy with the service — definitely recommend!
Victoria - BC
2026-01-15
My insurance agent Arshad has been awesome. Took his time and looked for the absolute best solution with my situation. Highly recommend. Shoutout to Brandie also! She was also awesome helping me secure veterans plates. Thought she forgot about me but she reached out once veterans plates came through. Overall this location has been good to me.
Victoria - BC
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Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.
At Western Coast, a subsidiary of Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:
Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia.
The beautiful Westshore is comprised of municipalities Colwood, Langford, Highlands, View Royal and Metchosin — each being part of the Greater Victoria area on Vancouver Island. Don’t miss Hatley Castle, Goldstream Provincial Park and Fort Rodd Hill and Fisgard Lighthouse.
Your Western Coast Insurance Services Westshore (Victoria) branch offers car and truck insurance, home insurance, business insurance and boat insurance. We access many other products as well.
Via our Western Communities Foundation, we’ve donated over $14,000 to community organizations such as the Goldstream Food Bank and Pacific Centre Family Services.
As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Victoria, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.
At our Victoria branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change. You’re at home with Western Coast Insurance Services.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.
Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.
If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.
If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.
Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.
Home insurance helps you protect against: Theft, Fire, Third- party “slip and fall” accidents, Vandalism.
You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.
When you get BC boat insurance, it protects your boat and its motor, boating equipment, and boating accessories like lifejackets, GPS, depth sounders, and many other items.
Without marine insurance in British Columbia, you will be responsible for paying out of pocket for any lawsuits or legal fees, damages to another person’s boat, and uninsured medical costs. While boat insurance isn’t legally required in B.C., can you afford to be without it?
Your lender may require that your B.C. boat has insurance and many marinas require liability insurance for mooring and docking.
It’s recommended that you have $3 million or more in boat liability insurance coverage as part of your marine insurance policy to protect yourself as a B.C. boat owner. It helps cover such things as legal fees and uninsured medical bills, which can be expensive without boat insurance.
Liability insurance helps financially protect you if you are responsible for causing injury or death to others or damaging someone else’s property while operating your B.C. boat. It’s designed to protect you against lawsuits related to incidents for which you are legally responsible when operating your boat. $3 million is the recommended amount of liability insurance.
All-risk marine insurance provides broad protection for your B.C. boat by covering any loss or damage unless it’s specifically excluded your boat insurance policy. This makes it the most comprehensive type of coverage available for recreational boats.
Hull and machinery insurance protects against physical damage to your B.C. boat, including collision with other boats or objects, and may also cover equipment attached to the boat.
At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Victoria and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.
August 19, 2026
