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Western Financial Group offices will be closed Monday, February 17 in observance of Family Day. We will reopen on Tuesday, February 18. For emergency claims, please call 1-877-599-7299.

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ICBC Autoplan

Ready to renew your ICBC insurance online? Skip the lineup and renew your ICBC Autoplan quickly with help from a licensed BC broker.

Start Your ICBC Renewal
ICBC Autoplan

Ready to renew your ICBC insurance online? Skip the lineup and renew quickly with help from a licensed BC broker.

Start Your ICBC Renewal

Best Insurance Broker in Victoria (Broadmead), BC

ICBC renewals & car insurance, business insurance, home insurance and more!

Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in 100 Mile House, BC, with over 100 years of experience. As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

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Why Choose Western

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Compare Insurance Quotes for Free 
We shop across trusted providers to find you the best personal or commercial insurance coverage.

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13,000+ Reviews | 4.5 Stars

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Fast, Personalized Advice From Experts
Our local insurance experts understand your specific needs.

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Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.

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Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.

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Your local Canadian insurance broker in Victoria, BC.

At Western Financial Group (Broadmead), we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Victoria Community

Your Western Coast Insurance Services Broadmead (Victoria) branch offers car and truck insurance, home insurance, business insurance and boat insurance. We access many other products as well.

A proud supporter of our Western Communities Foundation charity, we give students a helping hand, support community gathering places and assist people during times of crisis.

As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Victoria, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.

At our Broadmead branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

You’re at home with Western Coast Insurance Services.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Victoria, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Victoria, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

 

Broker Information

Victoria, British Columbia

Reviews: 4.8

Contact Branch
844-802-7605
Broadmead-Insurance@westerncoast.ca

Location
777 Royal Oak Dr, Victoria, BC V8X 4V1

Hours

Mon-Sat: 9:00am - 5:00pm
Sun: Closed

Reviewed By Your Victoria Neighbours

     

Had a great experience. Sau Leong was friendly, knowledgeable and professional. I was provided different options and my needs were listened to and addressed in a very timely manner. I highly recommend West Coast Insurance and more specifically Sau Leong.

Jason M.

     

Wait times are practically non existent and service is fast. Friendly staff, Shaina was great.

Dorian S.

     

Extremely helpful with all of my needs. The best part is I didn't need to go into the office to renew, we got everything done right over the phone! Definitely a positive experience!

Jamie A.

Western Proudly Supports Our Canadian Communities

At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Victoria and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.

Western's Winnipeg Team Volunteers at Children's Hospital Book Market

  May 12, 2026

Western's Lloydminster Branches Present $5,000 Community Infrastructure Grant

  May 12, 2026

Wainwright Team Raises over $4600 for Edgerton Public Library!

  May 12, 2026