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Best car insurance, home insurance, and business insurance in Victoria, British Columbia

Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Victoria (Eagle Creek), BC, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

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Why Choose Western

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We shop across trusted providers to find you the best coverage.

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Over 7,611 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Our local insurance experts understand your specific needs.

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Get covered fast with hassle-free, same-day insurance solutions.

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Your local Canadian experts in car insurance, home insurance, and business insurance in Victoria, BC.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Victoria Community

The city of Victoria is the capital of British Columbia and is situated on southern Vancouver Island. Don’t miss Gonzales Regional Hill Park, Art Gallery of Greater Victoria and Goldstream Provincial Park.

Your Western Coast Insurance Services Eagle Creek (Victoria) branch offers car and truck insurance, home insurance, business insurance and boat insurance. We access many other products as well.

A supporter of our Western Communities Foundation charity, we’ve donated over $25,000 to Big Brothers & Sister Club, Glanford Middle School and Westshore Family Centre etc.

As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Victoria, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.

At our Victoria branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change. You’re at home with Western Coast Insurance Services.

Living in Victoria? Here's Everything You Need To Know About...

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Victoria (Eagle Creek), B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Victoria (Eagle Creek), B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Your Trusted Insurance Broker in Victoria (Eagle Creek) BC

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2025-05-21

Very efficient, and very nice staff. Got everything sorted out in less than half an hour thanks to Havilah

Agustin Bustamante
Victoria - BC

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2025-05-21

Very efficient, and very nice staff. Got everything sorted out in less than half an hour thanks to Havilah

Agustin Bustamante
Victoria - BC

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2025-04-13

I would like to sincerely thank "Somayeh Arabi" for the outstanding service she provided us with regarding our insurance. She guided us through the entire process with exceptional kindness, patience, and calmness, making everything clear and easy to understand. Her professionalism, attention to detail, and genuine care made us feel confident and well-supported. Thanks to her thoughtful approach, we were able to choose the best insurance option for our needs without stress or confusion. We are truly grateful for her dedication and the positive experience she gave us. I would highly recommend Somayeh Arabi to anyone looking for a trustworthy and knowledgeable insurance advisor.

Meysam
Victoria - BC

 

Broker Information

Victoria, British Columbia

Reviews: 3.7

Contact Branch
844-802-7611
EagleCreek-Insurance@westerncoast.ca

Location
29 Helmcken Rd #110, Victoria, BC V8Z 5G5

Hours

Mon-Thurs: 8:30am - 5:00pm
Fri: 8:30am - 6:00pm
Sat: 9:00am - 5:00pm
Sun: Closed