Recent flooding is creating challenges and uncertainty for many families and businesses in the Brandon community. Please know that Western Financial Group is here to support you during this difficult time. If you have questions about your insurance coverage or need to start a claim, our team is ready to help.
Stay safe, and reach out to us at 204-728-8510 or Brandon@westernfg.ca for assistance.
Searching for car insurance or coverage for your home, business, farm, or life? Our Brandon, Manitoba team on Park Avenue brings over 100 years of trusted expertise to help you find the right protection. As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim.
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Over $9M donated since 2001 to strengthen communities.
At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:
We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of Manitoba.
The city of Brandon, Manitoba is the second largest in the province. This urban centre on the banks of the Assiniboine River received its start in the historic fur trade and with the Canadian Pacific Railway.
As your Brandon (Corral Centre) insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other products as well.
A proud supporter of our Western Communities Foundation charity, we’ve donated over $40,000 to Samaritans House Food Bank, Brandon Humane Society and Big Brothers & Sisters etc.
Don’t miss the Brandon Folk Music and Arts Festival and the Commonwealth Air Training Plan Museum.
Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance.
We are dedicated to helping you find the right insurance in Brandon, Manitoba.
At our Brandon brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
When you buy car insurance, you must have a valid vehicle registration and get mandatory basic Autopac insurance from the Manitoba Public Insurance Corporation.
Western Financial Group is authorized to sell Autopac policies.
Autopac insurance includes personal injury insurance, all-perils insurance, and third-party liability insurance.
Basic third-party liability coverage insures you up to $500,000 for claims that are made against you. You can get Autopac coverage to increase your third-party liability protection to $1 million, $2 million, $5 million, $7 million or $10 million.
You can also get higher liability limits through Special Risk Extension coverage.
5 Questions about what can affect your car insurance rate
The average annual cost of car insurance in Brandon is approximately $1,200 per year, or about $100 a month, though this can vary quite a bit based on factors like your driving history, the age and model of your vehicle, and the coverage level you selected. We can help you compare rates from multiple car insurance providers to find the best deal.
To lower your auto insurance premiums, you’ll want to maintain a clean driving record, try bundling your car insurance with your home insurance policy, increase your deductible, and install approved anti-theft devices. Some insurers also offer discounts for completing defensive driving courses.
In Manitoba, car insurance is provided through the Manitoba Public Insurance (MPI) Autopac program, which is mandatory for every registered vehicle. Basic Autoplan (the minimum coverage) includes $500,000 in third party liability coverage, which can optionally be increased. The standard deductible for MPI Basic Autopan is $750 - this is the amount you have to pay out-of-pocket before MPI covers the rest of any damages.
No, you absolutely need insurance to drive a car in Brandon, or anywhere in Manitoba. The minimum fine for a first offense of driving without car insurance in Manitoba is a hefty $5,000, which can go up to $25,000. You might also be charged with extra court costs and surchrages, along with potential license suspension and vehicle impoundment. Make sure your insurance is up to date!
In Manitoba, if you are found 100% not at fault for the accident, you typically don't have to pay the deductible, or it'll be refunded. Sometimes you may need to pay a deductible to quickly get your vehicle repaired while it's still unclear who was at fault in the accident. If MPI determines that the other driver was at fault, they will waive or fully refund your deductible and cover the cost of your repairs.
Home insurance is not mandatory in Manitoba, but if you have a mortgage your lender will likely require you to have an insurance policy.
Home insurance helps you protect against:
Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.
Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.
You’ll be protected and have peace of mind with home insurance in Brandon.
Did you know that your home insurance policy does not cover damages or accidents that happen due to you running your business at your Brandon home?
5 Questions about insuring your home business
Property insurance could include just your home, or it could include a farm, business, or outbuildings. The cost of property insurance in Brandon varies widely depending on factors such as location, property value, and coverage options. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Manitoba.
The average cost of home insurance in Brandon, Manitoba ranges from $86 to over $170 per month, or $1000-$2500 annually, depending on factors such as location, property value, local weather, proximity to a fire station, whether you work from home or rent out your home, and any extra coverage options you opt for. It really does depend on many factors. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Manitoba.
When seeking home insurance in Brandon, MB, you'll typically need to provide details about your property including its age, construction materials, square footage, and any safety features you’ve already installed. Information about your personal claims history may also be required. Don't worry, we'll walk you through it!
Make sure your local home insurance policy includes coverage for the dwelling itself, personal property, liability protection, and additional living expenses in case of temporary displacement. Give us a call and we’ll help you understand exactly what your specific situation needs, including any optional coverages, such as sewer backup or overland water protection.
At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Brandon and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.
2025-12-23
Matilda was very knowledgeable about the products that she could offer me. Great customer service. Thank you!
Brandon - MB
2025-11-22
Matilda helped refer us for our home insurance needs after she exceeded expectations by explaining Auto Insurance coverage to us and helping us save a great deal of money.
Brandon - MB
2025-11-22
I got my insurance done at Western Financial Group at the Corral Centre in Brandon, Matilda was very patient, explaining the coverages for Auto Insurance. Western Financial Group is the most reliable insurance broker.
Brandon - MB
