Our insurance experts at Western Financial Group will make sure that you get car insurance that protects you and your passengers.
Why work with Western?
We understand that our customers’ car insurance needs are diverse and can change over time.
As a leading insurance broker in Canada, we do the insurance shopping for you and we get your coverage at the right value for you. We work with Canada’s leading insurance companies to provide you multiple, competitive quotes to meet your car insurance needs. We’re able to get you car insurance that is tailored to your needs.
We are a national insurance broker and we own and operate insurance brokerages from the Maritimes to British Columbia.
What you need to know about buying car insurance in London:
Why have two monthly insurance payments when you can have one? When you bundle your car and home insurance, you can get a discount and it’s an easy way to cut costs without cutting coverage.
What about other discounts?
- If you have more than one car and they’re insured under the same policy, you can save money on your car insurance with a multi-vehicle discount.
- If you’re a renter, you can bundle your renter's insurance with car insurance to get a discount.
- Are you claims free?
- A soft credit check can give you the best price for your car insurance
- Does your car have vehicle safety features?
- If you don’t drive much, you could save money on your car insurance
- Are you a mature driver?
- A higher deductible can lower your car insurance
Car insurance costs have been on the rise
You may be experiencing higher car insurance premiums.
Ontario car insurance rates are being impacted by:
- Car theft has jumped dramatically
- Inflation
- Parts shortages
- Repair delays
Looking for Car Insurance in London?
London is just off Highway 401 and is at the heart of southwestern Ontario. It’s two hours to the Windsor-Detroit area and two hours to the Greater Toronto area. You can be behind the wheel a lot and you need the right car insurance.
From London, you can get to Hamilton, St. Catharines, and Niagara Falls by Highway 403 and the Queen Elizabeth Parkway (QEW), which meets the 401 in Woodstock, just 30 minutes from London.
You’ll know that Highway 402 also intersects through London to get to the Sarnia area.
Thinking of a day trip to the beach, Lake Huron’s Grand Bend Beach is about an hour away from London by car. Then there’s Lake Erie’s Port Stanley Beach, about three-quarters of an hour away from London.
At Western Financial Group, we know how important your car is to you in London.
Before you get jump in your car, contact us and see how you can save on car insurance in London.
Life insurance ensures that your family will be provided for in the event something happens to you.
Setting the Standard in Insurance Broker Service
What do I need to know about car insurance in London, Ontario?
As a resident of Ontario, you need mandatory car insurance coverage that protects you, your passengers, and other drivers.
Under the Compulsory Automobile Insurance Act of Ontario, it is illegal to drive a motor vehicle that is not insured.
There are four types of car insurance that are legally required in Ontario:
- Third-party Liability Coverage: You must have a minimum of $200,000 in third-party liability coverage as part of your mandatory car insurance. It’s highly recommended that you purchase a higher limit. It protects you if someone is killed or injured, or their property is damaged, and you are found to be legally liable.
- Statutory Accidents Benefits Coverage: It provides you with benefits if you are injured in an accident, no matter who is found to be responsible. It includes supplementary medical, rehabilitation and attendant care, caregiver, non-earner and income replacement benefits, and there are options to increase most of these coverages.
- Direct Compensation- Property Damage (DCPD) Coverage: It covers damage to your car or its contents, and for the loss of use of your car or its contents, if another person was at fault for the accident. It is called direct compensation because even though someone else causes the damage, you collect directly from your own insurer.
Insurance coverage under the DCPD section only applies if the following conditions are met: The accident took place in Ontario and there was at least one other vehicle involved in the accident. At least one of the other vehicles is insured by an insurance company licensed in Ontario.
- Uninsured Automobile Coverage: It protects you and your family if you are injured or killed by a hit-and-run driver or by an uninsured motorist. It covers damage to your car caused by an identified uninsured driver.
At Western Financial Group, we know how important your car is to you in London.
Before you get in your car, contact us to see how you can save on car insurance in London.
Western Financial Group is a proud member of the Insurance Brokers Association of Ontario.
Western Financial Group also serves these other Ontario locations:
Car Insurance
Whether you're looking for car insurance in Toronto, Ottawa, Mississauga, Scarborough, Windsor, London, Hamilton, Kitchener, Markham, Vaughan, or another Ontario community, Western Financial Group makes it easy to compare car insurance quotes from multiple insurance providers. Explore city-specific insurance informatcoverage options, and find the right policy for your driving needs and budget anywhere in Ontario.
Aurora Car Insurance | Barrie Car Insurance | Belleville Car Insurance | Brantford Car Insurance | Bracebridge Car Insurance | Burlington Car Insurance | Cambridge Car Insurance | Cornwall Car Insurance | Gatineau Car Insurance | Guelph Car Insurance | Hamilton Car Insurance | Huntsville Car Insurance | Kawartha Lakes Car Insurance | Kenora Car Insurance | Kingston Car Insurance | Kitchener Car Insurance | Lindsay Car Insurance | London Car Insurance | Markham Car Insurance | Midland Car Insurance | Milton Car Insurance | Mississauga Car Insurance | Newmarket Car Insurance | North Bay Car Insurance | Orangeville Car Insurance | Orillia Car Insurance | Ottawa Car Insurance | Peterborough Car Insurance | Port Carling Car Insurance | Sarnia Car Insurance | Sault Ste. Marie Car Insurance | Scarborough Car Insurance | Sudbury Car Insurance | Thunder Bay Car Insurance | Timmins Car Insurance | Toronto Car Insurance | Vaughan Car Insurance | Waterloo Car Insurance | Welland Car Insurance | Whitby Car Insurance | Windsor Car Insurance | Woodstock Car Insurance
Home Insurance
Barrie Home Insurance | Belleville Home Insurance | Brantford Home Insurance | Bracebridge Home Insurance | Burlington Home Insurance | Cambridge Home Insurance | Cornwall Home Insurance | Guelph Home Insurance | Hamilton Home Insurance | Huntsville Home Insurance | Kawartha Lakes Home Insurance | Kenora Home Insurance | Kingston Home Insurance | Kitchener Home Insurance | Lindsay Home Insurance | London Home Insurance | Markham Home Insurance | Midland Home Insurance | Milton Home Insurance | Newmarket Home Insurance | North Bay Home Insurance | Orangeville Home Insurance | Orillia Home Insurance | Ottawa Home Insurance | Peterborough Home Insurance | Port Carling Home Insurance | Sarnia Home Insurance | Scarborough Home Insurance | Thunder Bay Home Insurance | Timmins Home Insurance | Toronto Home Insurance | Vaughan Home Insurance | Waterloo Home Insurance | Welland Home Insurance | Windsor Home Insurance | Woodstock Home Insurance
Business Insurance
Aurora Business Insurance | Barrie Business Insurance | Belleville Business Insurance | Bracebridge Business Insurance | Brantford Business Insurance | Burlington Business Insurance | Cambridge Business Insurance | Cornwall Business Insurance | Gatineau Business Insurance | Guelph Business Insurance | Hamilton Business Insurance | Huntsville Business Insurance | Kawartha Lakes Business Insurance | Kenora Business Insurance | Kingston Business Insurance | Kitchener Business Insurance | Lindsay Business Insurance | London Business Insurance | Midland Business Insurance | Milton Business Insurance | Mississauga Business Insurance | Newmarket Business Insurance | North Bay Business Insurance | Orangeville Business Insurance | Orillia Business Insurance | Ottawa Business Insurance | Peterborough Business Insurance | Port Carling Business Insurance | Sarnia Business Insurance | Sault Ste. Marie Business Insurance | Scarborough Business Insurance | Sudbury Business Insurance | Thunder Bay Business Insurance | Timmins Business Insurance | Toronto Business Insurance | Vaughan Business Insurance | Waterloo Business Insurance | Welland Business Insurance | Windsor Business Insurance | Woodstock Business Insurance