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Western Financial Group offices will be closed Monday, February 17 in observance of Family Day. We will reopen on Tuesday, February 18. For emergency claims, please call 1-877-599-7299.

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ICBC Autoplan

Ready to renew your ICBC insurance online? Skip the lineup and renew your ICBC Autoplan quickly with help from a licensed BC broker.

Start Your ICBC Renewal
ICBC Autoplan

Ready to renew your ICBC insurance online? Skip the lineup and renew quickly with help from a licensed BC broker.

Start Your ICBC Renewal

Best Insurance Broker in Pender Island, British Columbia

Car insurance, home insurance, business insurance and more!

Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, boat insurance, or life insurance, we are your trusted local experts in Pender Island, BC, with over 100 years of experience. As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Get a Free Quote Online Today!

Select a product below to compare insurance quotes in Pender Island.

Why Choose Western

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Compare Insurance Quotes for Free 
We shop across trusted providers to find you the best personal or commercial insurance coverage.

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13,000+ Reviews | 4.5 Stars

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Fast, Personalized Advice From Experts
Our local insurance experts understand your specific needs.

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Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.

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Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.

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Your local Canadian insurance broker in Pender Island, BC.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Boat Insurance – Stay protected while enjoying life on the water.
  4. Business Insurance – Safeguard your business operations with tailored policies.
  5. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  6. Life Insurance – Plan for the future and protect your family’s financial security.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Pender Island Community

Pender Island, a southern Gulf Island in the Gulf of Georgia, supports approximately 2,250 residents. Don’t miss Ruckle Provincial Park, the Pender Island Museum and views from Mount Norman.

A supporter of our Western Communities Foundation , we’ve donated over $22,000 to Pender Island Food Bank, Dee’s Orphan Kitten Fund and Pender Island’s Community Hall etc.

As your Pender Island insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products.

At our Pender Island brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

We are dedicated to helping you find the right insurance in Pender Island, British Columbia.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Pender Island, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Pender Island, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Western Proudly Supports Our Canadian Communities

At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Pender Island and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.

Western's Winnipeg Team Volunteers at Children's Hospital Book Market

  May 12, 2026

Western's Lloydminster Branches Present $5,000 Community Infrastructure Grant

  May 12, 2026

Wainwright Team Raises over $4600 for Edgerton Public Library!

  May 12, 2026

 

Broker Information

Pender Island, BC

Reviews: 4.7

Contact Branch
250-629-3336
PenderIsland@westernfg.ca

Location
Driftwood Centre, 4605 Bedwell Harbour Rd Unit 21, Pender Island, BC V0N 2M0

Hours

Mon-Fri: 9:00am - 5:00pm

Your Trusted Insurance Broker in Pender Island, BC

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2025-10-08

We have been using the services of Western Financial Group on Pender Island for about 20 years. We are very grateful to have such a friendly and competent team based in our community. We highly value the advice we have received in relation to both auto and home insurance.

Pender Island - BC

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2025-09-25

They went well out of their way to help me out of a jam. Plus, they're always polite and professional Thank you!

Pender Island - BC

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2024-10-08

The people working at this location are excellent Cayle, Victor and Ginny are all very friendly and give great customer service. Thank you.

Pender Island - BC