Home Insurance in Ontario
Live Confidently with the right Ontario Home Insurance
Western Financial Group is an award-winning brokerage. We know there’s no place like home. Our Ontario insurance experts will get you the right coverage to protect your home, your way.
Get an online quote, text, email, or phone call. Choose what works best for you.
Let us help you protect your biggest investment
We are skilled insurance shoppers. We work with Canada’s leading insurance partners to get you personalized coverage for your home at the right value for you.
What to know about buying home insurance in Ontario with Western:
- When you bundle your Ontario home insurance and car insurance, you can get a discount and you’ll get one bill, not two, every month.
- Water detection alarms, intrusion and fire alarms can get you discounts. Ask for details.
- Ask for discounts. Are you claims free or mortgage free? Are you a mature homeowner? See if you qualify for these discounts and others.
Why is Ontario home insurance important?
It’s the main way to help protect what’s likely your biggest investment. Your financial institution usually requires proof of insurance before they lend you money to buy your home.
What does home insurance cover in Ontario?
- Theft
- Fire
- Third-party “slip and fall’’ accidents
- Vandalism
- Some weather-related events like ice damage, hail and windstorms, tornadoes, hurricanes, and wildfires
Did you know that home insurance covers a shed or garage on your Ontario property?
Your Ontario home insurance may not cover everything you would like
Ask us about what optional coverages are available for your home insurance to protect what’s important to you.
Overland water damage coverage, sewer backup, and earthquake coverage are typically optional coverages.
Do you have art or collectibles that you want to protect? They may not always be covered under your homeowner’s policy for their full value.
Why choose Western?
Canada's Insurance Broker
- Expertise: Our insurance experts have the experience and knowledge to provide you the best value for your home insurance.
- Customization: We work with you to customize your insurance policy needs.
- Customer service: We are committed to providing excellent customer service and we are always available to answer any questions you may have about your insurance needs.
- Competitive pricing: We offer competitive pricing and we work with you to find the best coverage options from our insurance partners at the best value for you.
- Convenience: We offer a range of online and in-person services, making it easy for you to get the insurance policy you need and to make changes as needed.
Best Quotes from Top Ontario's Home Insurance Companies
How much is home insurance in Ontario?
How much your Ontario home insurance will cost depends on factors such as:
- Where your home is located
- The age of your home
- Does it have security features such as alarms
- How much would it cost to rebuild your home
- How old is the roof?
- Are electrical wiring and plumbing up to date?
- Your claims history
- Any improvements or additions?
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Western Financial Group is a proud member of the Insurance Brokers Association of Ontario.
Western Financial Group also serves these other Ontario locations:
Barrie | Belleville | Bracebridge | Brantford | Burlington | Cambridge | Cornwall | Gatineau | Guelph | Hamilton | Huntsville | Kawartha Lakes | Kenora | Kingston | Kitchener | Lindsay | London | Midland | Milton | Mississauga | Newmarket | North Bay | Orangeville | Orillia | Peterborough | Port Carling | Sarnia | Sault Ste. Marie | Scarborough | Sudbury | Thunder Bay | Timmins | Vaughan | Waterloo | Welland | Windsor | Woodstock