Business Insurance in New Brunswick
Making Business Insurance Easy for You
Western Financial Group is an award-winning brokerage. Our business insurance experts will get you the right commercial insurance coverage to protect your business in New Brunswick.
Our insurance experts work with top quality insurance companies
to get you the right coverage at competitive rates in just minutes.
Let us do the shopping for you.
Do you want to save time and money?
We do the business insurance shopping for you. We work with Canada’s leading insurance partners to get you the right coverage at the right value in New Brunswick.
Business insurance in New Brunswick helps you protect against:
- “Slip and fall” lawsuits
- Theft
- Fire
- Vandalism
- Cyberattacks
- Equipment breakdown
- Defective products
- And more so that you’re not out of pocket
Why cyber insurance is important for your business:
Cyber insurance gives your business financial security against damage caused by cyberattacks. Cyberattacks are a growing threat for businesses.
You run your business. We’ll protect it with commercial insurance.
What business are you in?
Western Financial Group’s business insurance is customizable. It’s made for whatever business you’re in at the right value for you in NB.
Here are 3 essential commercial insurance coverages to protect your business in New Brunswick:
- Commercial General Liability (CGL) insurance: If a customer slips and falls at your business or a customer’s property is damaged, CGL insurance helps protect you financially if you are found legally responsible for third-party injury or damage. Without commercial general liability insurance, you would be responsible for paying any liability costs out of your own pocket.
- Commercial Property insurance: It keeps your business protected from property losses, such as theft, fire, or vandalism. You can also add earthquake insurance, sewer backup or flood coverage extensions to protect your business.
- Commercial auto insurance: A small business should have commercial auto coverage as part of your insurance package. Personal car policies will not cover you or any employees.
Did you know? Cyberattacks are a growing threat for businesses. Cyber liability insurance protects your business.
Advantages of working with Western
- Customization: We tailor policies to fit your business’s needs at a value that suits you.
- Switch and save: When you switch your business insurance, ask about discounts to save.
- Save time: As an insurance broker, we do the insurance shopping for you. You will choose from a variety of coverage options that suit business.
- Objective advice: We will recommend coverage and rates based on what your business needs and your wants.
Whether you're a small business or a large company in:
Fredericton, Saint John, Moncton, Dieppe
or anywhere across New Brunswick, a Western Financial Group business insurance broker will provide you with tailored commercial coverage that perfectly protects your business.
Our Commercial Insurance Products
Our Industries
Construction & Trades
From accidents on-site and property damage to worker injuries and equipment theft, this insurance ensures your business stays covered no matter the challenge with your building project.
Hospitality
From protecting your property and employees to safeguarding against guest injuries or property damage, this insurance ensures that your business can thrive without worrying about costly disruptions.
Manufacturing
From equipment breakdowns and property damage to employee injuries and product liability, this coverage protects you against the many risks involved in production and distribution to ensure business continuity.
Professional Services & Consultants
Whether you’re a consultant, lawyer, accountant, or any other professional, this insurance shields you from costly legal battles and potential financial loss due to mistakes or misunderstandings with clients.
Retailers
Whether you operate a small boutique or a large retail chain, retail insurance gives you the confidence to focus on growing your business by protecting your store, inventory, and operations from the unexpected.
Specialty Insurance
Specialty insurance is designed to protect unique businesses and industries with specific risks that standard coverage can’t always address. No matter how specialized your business is.
Make sure your New Brunswick business is covered with the commercial insurance essentials
Commercial general liability (CGL): It’s also known as “slip and fall” liability insurance and protects you should a customer get injured at your business. It also protects you should a customer’s property get damaged.
Professional liability: It helps protect your business against claims of professional negligence or failure to perform your professional duties.
Business contents insurance: It protects your business’s assets, such as computers, furniture, and inventory, inside or on your commercial property.
Cyber liability insurance: Without cyber insurance, you will have to pay out of your pocket for the cost of restoring your system if it’s hacked and you may also be liable for damages to third parties whose information has been stolen.
Commercial property insurance: Commercial property insurance protects the building you occupy and it provides coverage for your equipment, inventory, furniture, computers, and other electronics.
Tell us about your New Brunswick business and what kind of insurance you need to protect it. Your Western business insurance expert will make sure that you’re covered.
Why choose Western?
Canada's Insurance Broker
At Western Financial Group, we know how important your New Brunswick business is to you. We can cover a wide range of businesses from retail to trades to tech and manufacturing, no matter the size of your business.
Contact us and see how you can save on business insurance in New Brunswick.
Get a business insurance online quote, a text, email, or phone call. Choose what works for you.
Canada's top commercial insurance for your business in New Brunswick.
Do you know about our Risk Management Services?
Our risk management team collaborates with you to assess your business and identify areas for improvement.
Learn more about our Risk Management Services.
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FAQ’s
How much does business insurance cost in New Brunswick?
Costs vary based on factors like size of your business, location, services offered, and any previous claims.
What kind of risk does commercial general liability cover in New Brunswick?
Injury to another person who is not your employee damage to someone’s property, damage to rented property, medical bills if someone is injured, legal and settlement costs of liability lawsuits filed against you.
What insurance does a small business need in New Brunswick?
Commercial general liability (CGL), commercial property insurance, depending on your business you might need product liability insurance, professional liability and cyber liability
What is business interruption insurance?
Business interruption insurance helps recover lost business income and ongoing business expenses while your New Brunswick small business is temporarily closed.
What is commercial property insurance?
Commercial property insurance can help cover repair or replacement costs if your New Brunswick business’s property is damaged or destroyed due to a covered loss, such fire, theft, storms including wind and hail, or vandalism.
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